41064 ZIP Code — Mount Olivet, KY

Robertson County, Kentucky

ZIP code 41064 is located in Mount Olivet, Kentucky, within Robertson County. It covers approximately 84.33 square miles and serves a population of 2,071 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41064

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $154,400. Owner-occupancy is high at 76%, well above the national average.

Median household income is $49,695. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 41064 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,071

population

84.33

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41064 ZIP code map

Cities in ZIP code 41064

Below are the cities the US Postal Service accepts for ZIP code 41064. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Olivet	Acceptable
Mount Olivet	Preferred

Nearby ZIP codes

41044 Germantown (10.2 mi) 41004 Brooksville (10.3 mi) 41055 Mayslick (10.8 mi) 41039 Ewing (13 mi) 41031 Cynthiana (13.4 mi) 40311 Carlisle (14.2 mi) 41002 Augusta (15.1 mi) 41056 Maysville (16.1 mi) 41034 Dover (16.5 mi) 41003 Berry (16.9 mi) 41043 Foster (17.2 mi) 41040 Falmouth (18.4 mi)

Demographics updated 05/2026

Population
Total population	2,071
Population density	25 / sq mi
State FIPS	21
County FIPS	201

Geography
Land area	84.33 sq mi
Water area	0.16 sq mi
Latitude	38.5154
Longitude	-84.0571
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.0%	46.0%	47.9%
$50k – $100k	45.0%	45.0%	30.3%
$100k – $200k	8.5%	8.5%	17.6%
Over $200k	0.5%	0.5%	4.2%

Demographics & statistics

2,071

Population

People per sq mi

39.4

Median age

$49,695

Median household income

$21,761

Per capita income

$154,400

Median home value

$658

Median monthly rent

76.1%

Home ownership

21.4%

Poverty rate

7.6%

Unemployment

736

Housing units

7.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

110

10–14

15–19

20–24

102

25–34

135

125

35–44

165

100

45–54

131

55–59

60–64

65–74

75–84

123

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	534	25.8%
18 and over	1,537	74.2%
65 and over	422	20.4%
Median age	39.4 years

Race & ethnicity

White 98.4%

Two or more races 0.9%

Black or African American 0.3%

Hispanic or Latino 0.2%

Other race 0.2%

Group	Count	%
White	2,042	98.4%
Two or more races	18	0.9%
Black or African American	7	0.3%
Hispanic or Latino	4	0.2%
Other race	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.0%	46.0%	47.9%
$50k – $100k	45.0%	45.0%	30.3%
$100k – $200k	8.5%	8.5%	17.6%
Over $200k	0.5%	0.5%	4.2%

Under $10k 13.0%

$10k–$15k 2.3%

$15k–$25k 6.5%

$25k–$35k 11.7%

$35k–$50k 17.2%

$50k–$75k 14.6%

$75k–$100k 15.8%

$100k–$150k 15.5%

$150k–$200k 3.1%

$200k+ 0.4%

Range	% of households
Under $10k	13.0%
$10k–$15k	2.3%
$15k–$25k	6.5%
$25k–$35k	11.7%
$35k–$50k	17.2%
$50k–$75k	14.6%
$75k–$100k	15.8%
$100k–$150k	15.5%
$150k–$200k	3.1%
$200k+	0.4%
Median income	$49,695

Housing

Home values

Under $50k 11.8%

$50k–$100k 26.3%

$100k–$150k 10.5%

$150k–$200k 9.2%

$200k–$300k 23.5%

$300k–$500k 8.0%

$500k–$1M 0.2%

$1M+ 10.5%

Housing overview

Metric	Value
Median home value	$154,400
Median rent / month	$658
Owner occupied	76.1%
Renter occupied	23.9%
Vacant	17.7%
Single-family detached	73.1%
Large apartment buildings	0.4%
Mobile homes	21.4%
Median rooms	5.9
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	2.4%
2010–2019	10.0%
2000–2009	9.2%
1990–1999	12.1%
1980–1989	8.6%
1970–1979	5.8%
1960–1969	16.6%
1950–1959	4.9%
1940–1949	3.7%
1939 or earlier	26.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.7%
2 bedrooms	24.9%
3 bedrooms	49.6%
4 bedrooms	15.6%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.1%
1 vehicle	24.9%
2 vehicles	46.9%
3 or more	27.1%

Heating fuel

Fuel type	%
Utility gas	14.9%
Electricity	61.4%
Propane / LP gas	11.4%
Fuel oil	6.4%
Wood	4.6%

Households & families

Household type	Count	%
Married-couple family	374	49.6%
Cohabiting couple	135	17.9%
Male householder, no spouse	66	8.8%
Female householder, no spouse	179	23.7%
Households with children under 18	323	42.8%
Households with seniors (65+)	253	33.6%
Average household size	2.67

Marital status

Status	Male	Female
Never married	24.4%	24.1%
Married	51.1%	43.5%
Separated	2.3%	0.5%
Widowed	5.1%	10.5%
Divorced	17.0%	21.4%

Education

Less than 9th grade 7.0%

Some HS, no diploma 9.7%

HS graduate 44.5%

Some college, no degree 20.1%

Associate's degree 10.7%

Bachelor's degree 6.1%

Graduate / professional 1.7%

Metric	%
HS diploma or higher	83.2%
Bachelor's or higher	7.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	87	16.7%
Kindergarten	10	1.9%
Elementary school	274	52.7%
High school	111	21.3%
College / grad school	38	7.3%

Employment

Industry of employment

Education & healthcare 20.5%

Manufacturing 19.6%

Construction 15.0%

Public administration 11.1%

Other services 7.6%

Retail trade 7.2%

Transportation & utilities 6.1%

Arts, food & hospitality 4.3%

Agriculture & mining 2.9%

Professional & management 1.8%

Information 1.7%

Finance & real estate 1.4%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	27.3%
Service	12.5%
Sales & office	24.4%
Natural resources & construction	16.4%
Production & transportation	19.4%

Employment type

Type	%
Private sector	61.9%
Government	25.2%
Self-employed	12.3%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	95.3%
Carpool	2.6%
Public transit	0.0%
Walk	0.0%
Work from home	2.1%
Other means	0.0%
Avg commute (minutes)	32.2

Poverty

All people 21.4%

Under 18 years 18.9%

18 and over 22.2%

Married-couple families 10.7%

Female-led households 45.4%

Income support

Source	% of households
Social Security	42.8%
Retirement income	28.6%
Supplemental Security	7.4%
Cash public assistance	1.3%
Food stamps / SNAP	22.1%

Health indicators

Condition	%
Obesity	39.2%
High blood pressure	44.6%
High cholesterol	37.8%
Diabetes	13.8%
Heart disease	9.4%
Stroke	4.3%
Asthma	11.5%
Arthritis	35.3%
Kidney disease	3.8%
Pulmonary disease	12.7%
Cancer	7.7%

Behavior / access	%
Smoking	24.6%
Binge drinking	14.2%
No physical activity	34.5%
Less than 7 hrs sleep	38.0%
Depression	26.0%
Fair or poor health	23.5%
Poor mental health	18.2%
Poor physical health	16.0%
No health insurance	11.0%
Visited doctor (checkup)	77.5%
Visited dentist	51.5%
Cholesterol screening	89.9%
Teeth loss	21.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	141	9.2%

Disability	%
Any disability	17.1%
Under 18	6.9%
18–64 years	13.8%
65 and over	41.9%

Health insurance coverage

Type	%
Private insurance	50.0%
Public insurance	61.7%
No insurance	4.9%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,982	95.7%
Spanish	18	0.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	18	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,067	99.8%
Born in same state	2,067	99.8%
Born in different state	1,795	86.7%
Foreign born	0	0.0%
Naturalized citizen	4	0.2%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	428	20.7%
French	214	10.3%

Ancestry	Count	%
Italian	145	7%
English	4	0.2%

Technology access

Metric	% of households
Computer access	36.4%
Internet access	84.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41064

What city is ZIP code 41064 in?

ZIP code 41064 is primarily assigned to Mount Olivet, Kentucky.

What county is ZIP code 41064 in?

ZIP code 41064 falls within Robertson County, Kentucky.

How educated is the population of ZIP code 41064?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 41064?

21% of residents in ZIP code 41064 live below the poverty line, above the national average.

Does ZIP code 41064 have a large retiree population?

43% of households in ZIP code 41064 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 41064?

The median home value in ZIP code 41064 is $154,400.

What timezone is ZIP code 41064 in?

ZIP code 41064 observes the EST timezone.